10 of the Cheapest Cars to Insure
Please Note: This article was last updated 18/5/2012 and while we believe it to be accurate at the time of publishing, new cars are released and insurance figures are always subject to change.
The Group Rating Panel (members of the Lloyds Market Association and the Association of British Insurers) decides which of 50 car insurance groups each car fits into.
When making this decision they take into account the following factors: –
- Value of the car when new
- Cost of the 23 most popular parts
- Performance of the car i.e. top speed and acceleration
- The car’s security features
- Maintenance costs
Normally cars in Group 1 are the cheapest to insure rising to the highest premium payable for a car in Group 50 although individual insurance companies can use their own insurance groups.
So, lets look at what are possibly 10 of the cheapest cars to insure: –
| Car: |
Volkswagen Up! Take Up 1.0 |
| Engine Capacity: |
999cc |
| Description: |
A city car that is spacious, good to drive and economical although the engine can struggle on long motorway runs. |
| Insurance Group: |
1 |
| Car: |
Nissan Pixo 1.0 Visia |
| Engine Capacity: |
996cc |
| Description: |
Low running costs and its tight turning circle and small size make it a good city car. The interior is not too impressive and not a car to drive other than on short trips. |
| Insurance Group: |
2 |
| Car: |
Citroen C1 1.0i VT |
| Engine Capacity: |
998cc |
| Description: |
It is cheap to run so it is ideal as a first car for a young driver or as a second family car. It is not very refined and short on boot and rear seat space. |
| Insurance Group: |
2 |
| Car: |
Suzuki Alto 1.0 SZ2 |
| Engine Capacity: |
996cc |
| Description: |
An adequate performance from the 1 litre engine that averages in excess of 60mpg. The entry-level specification doesn’t include air-conditioning or adjustable drivers seat. |
| Insurance Group: |
4 |
| Car: |
Ford Ka Studio 1.2 Studio 3D |
| Engine Capacity: |
1242cc |
| Description: |
Fun to drive and practical for a small car but under-equipped. |
| Insurance Group: |
2 |
| Car: |
Toyota Aygo 1.0 VVT-i |
| Engine Capacity: |
998cc |
| Description: |
It has a sprightly engine, solidly built and cheap to run but it has a stiff ride, a cheap feel to the interior and small boot. |
| Insurance Group: |
2 |
| Car: |
Vauxhall Corsa Expression 1.0i 12v ecoFLEX |
| Engine Capacity: |
998cc |
| Description: |
A good, comfortable and refined drive with affordable running costs and spacious interior but the lower powered engine is short of pace on the motorway. |
| Insurance Group: |
1 |
| Car: |
Toyota Yaris T2 1.0 VVT-i |
| Engine Capacity: |
998cc |
| Description: |
The spacious interior is full of equipment but not very refined but Toyota is known for its reliability. |
| Insurance Group: |
4 |
| Car: |
Fiat Qubo 1.4 Active |
| Engine Capacity: |
1360cc |
| Description: |
Loads of space for four passengers together with their luggage despite being a small car and it has a smooth ride. The tailgate that is rather long could be a pain. |
| Insurance Group: |
2 |
| Car: |
Peugeot Partner Tepee Urban 1.6 VTi 98 |
| Engine Capacity: |
1598cc |
| Description: |
Solidly built, practical, spacious and fun to drive although it doesn’t like potholes. |
| Insurance Group: |
2 |
(We would like to stress that there are various other specifications of some of the above models that may well also come within the auspices of possibly being 10 of the cheapest cars to insure but we wanted to pick 10 different models.)
So, if you are looking for a cheap car insurance quote for one of the above cars or indeed any other then why not see what My Cheap Car Insurance can come up with for you today.
You can use this free tool to check the insurance group of the car you are looking to purchase, from there you can get a feel for the insurance premium you will be paying: http://www.parkers.co.uk/cars/advice/car-insurance-groups/
