It is a legal requirement that if your car is kept on a public road and is not declared SORN (Statutory Off Road Notification) then it must be insured for a minimum of third party cover. Based upon some information obtained by the price comparison website Cuuver.com there would appear to be quite a lot of motorists who are breaking the law in this respect.
Data obtained by Cuuver has revealed that between the four year period 2013 to 2016 Durham had the highest percentage of uninsured residents by quite a significant difference. In that four year period there were 1,087 uninsured motorists found out in Durham. The estimated population at the end of 2016 in Durham was 48,069 so this means that 0.57% of residents in the city were not insured to drive motor vehicles when they should have had suitable cover in place.
In Greater London there were 70,384 uninsured drivers discovered meaning that 0.21% of the population of 8,539,000 as at the end of 2016 were not insured to drive their motor vehicles. In Liverpool there were 9.696 uninsured drivers caught between the four year period from 2013 to 2016. This was 0.17% of the population of 1,406,100 as at the end of 2016.
Further information can be found on the website of Cuuver.com.
Obviously, the above figures are concerning. There are no doubt a number of reasons why someone does not have any suitable motor insurance in place on a vehicle that should be covered. Yes, there will no doubt be some who genuinely have forgotten to insure their vehicles but there will also be some who have deliberately chosen not to insurer their cars. One of the reasons for this could be due to the motorist not being able to afford the cost of insuring their car. If this is the case then could the motorist try to find cheaper cover from another provider or change their car for one that is affordable to insure. The penalties for not insuring a motor vehicle are severe so do make sure that your car is covered.
