According to information from the Co-operative Insurance, there are more car accidents on our roads leading up to Christmas. This was borne out by data for 4 consecutive years that their car insurance department held in respect of claims that they had received.
Between 18 to 24 December, claims rose by 53% with drivers in Glasgow being 3.7 times more likely to be involved in an accident and Birmingham drivers being 3.6 times more likely. The worst day of the year for accidents is the 17th December.
The above should not come as a surprise because it is a time of the year when more people are venturing out to do their Christmas shopping, going to Christmas parties and visiting relatives to deliver presents to go under the Christmas tree.
Obviously, nobody wants to be involved in a car accident for a variety of reasons not least of which is some accidents regrettably result in fatalities and serious injuries. There is also the inconvenience factor of having to go through the claims process that can be stressful so it is important that you choose an insurer that provides a quality service. Furthermore, the implication of making a claim on your car insurance is that it could affect your no claims discount and result in your renewal premium increasing.
So, what can you do to reduce the possibility of being involved in a car accident leading up to Christmas? Well, the roads are more likely to be slippery due to the winter weather causing ice and snow. Therefore, when driving, you should keep a safe distance away from the vehicle in front. With the shorter days you should make sure that you switch your car lights on at the appropriate time or should visibility be affected.
With so many cars on the road trying to get to retail parks and other shops tempers can get rather fraught as you hunt out a car parking space. Stay calm – it isn’t worth getting stressed. Why not leave home a little earlier to give yourself more time to get to your destination. Consider using winter tyres.
We hope the above helps.